P.Christopher Music

The First Rule of Building Wealth

Pay Yourself First. That's it. That's the first rule of building wealth. I know you've heard it before. It is a concept that has been around as long as the concept of economics and money. It's something we've heard from personal finance gurus and... Read >

The 7 Keys to a Truly Affluent Lifestyle

1. Income Planning â€" Creating and implementing a plan to increase the gross income of the practice and the household to accomplish the clients' goals and purposes. This must be done first since financial planning cannot be done if no money is made in t... Read >

How to Obtain Financial Stability Tough Enough to Weather an Economic Storm

If you ask a financial planner what financial planning is, they will tell you it is about helping people achieve their financial goals. A planner or advisor will ask about what you want to accomplish financially in life and will work out a plan to help y... Read >

3 Reasons Why You Are Smarter than Most Professional Economists

Understand economics, quit getting suckered and start getting your money's worth Do you understand economics? Well, if you don't, understand this: You are NOT stupid. As a financial advisor, I continually study economics. This subject, in mod... Read >

Financial Planning Econometryâ„¢

You cannot control THE economy but you do have control over YOURS. As a financial advisor, I have been engaged in the fulfillment of one purpose: to assist professionals in achieving truly affluent economic conditions and financial security. In our ... Read >

4 Steps to Effective Estate Planning

How to Control Your Assets through an Effective Estate Plan What is estate planning? It is planning (setting out a series of steps beforehand to accomplish a particular objective) your estate (the titling, control, and eventual transfer of all of your... Read >

How Much Money Do You Need to Retire? – Understanding the Concept of Wealth Equivalents

One of the most frequently asked questions for a financial advisor is "How much money do I need to be able to retire?" Well, the answer is both simple and complex. To get a real understanding of this question, you need to understand the concept of "weal... Read >

Two Rules for Home Improvements

How to Get the Most Value from Your Home By P. Christopher Music Many people view their home as their largest asset. Thousands and thousands of dollars are spent each year by the average homeowner to renovate and maintain a home to provide a comforta... Read >

Common Sense Strategies to Lowering Your Income Tax Bill

Understanding the Form 1040 By P. Christopher Music Wouldn't you like your money to stay at home rather than going to Washington? That can be done by proper income tax planning. Income tax planning is an interesting activity because it is based ... Read >

Identity Theft: How to Protect Your No. 1 Asset

With more than 9 million victims of identity theft happening annually, protecting your identity is more important than ever today…know how! By P. Christopher Music Have you ever had your credit card number stolen? Or had someone open an account... Read >

The Household Chief Financial Officer

Where does the lack of control start regarding finances begin? Closer to home than you might think! One of the biggest errors in the field of personal finance is the lack of a position within the household "company" who is ultimately responsible for t... Read >

7 Tips for Spotting an Investment Scam

Common Sense Rules to Keep Your Hard-Earned Money By P. Christopher Music Do you know the tale-tell characteristics that indicate "investment scam?" Over the course of the last two decades in the financial industry, I have had good fortune, and yes... Read >

The 4 Critical Mistakes Investors Make

Know the laws of investing and quit following the herd into financial destruction By Christopher Music Do you know the irrefutable laws in investing? This is not an article on different investment strategies, but rather more fundamental laws re... Read >

The Truth about Debt

Good debt, bad debt - is there a difference? By Christopher Music Do we really need debt? Is debt actually something that is part and parcel of our economic existence? Let's take a look at what debt really is. It's defined as one owing s... Read >

What is Financial Planning Anyway?

Understanding the term is more important than ever in today's economy By Christopher Music "Financial planning" is a term that has been widely used over the last couple of decades to attempt to explain the activities of investment, insurance and t... Read >